नमस्कार दोस्तो आपका एक बार फिर से स्वागत है एक और नई पोस्ट में और आज हम बात करने वाले है बैंकिंग और फाइनेन्स में प्रयोग होने वाले शब्दों के बारे में ज्यादा तर जो words प्रयोग होते है उनका मतलब क्या होता है । और जैसे की बैंक मैनेजर को शॉर्टकट में क्या लिखते है ऐसे ही बहुत से वर्ड होते है जो कही भी लिखे हुए मिल जाते है। लेकिन हम उनका सही मतलब नही समझ पाते । यह पर ऐसे है वर्ड देखने को मिल जायेंगे ।
Banking and finance word full from
A FULL FORMS
ABEDA : Arab Bank for Economic Development in Africa
ABM : Assistant Branch Manager
ACF : Auto Correlation Function
ACS : Automated Clearing System
AD : Authorized Dealer
ADB : Asian Development Bank
ADF : Automated Data Flow
ADR : American Depository Receipt
AEPS : Aadhaar Enabled Payments Switch
AFS : Annual Financial Statement
AFS : Available For Sale
AGM : Annual General Meeting
AIC : Agricultural Insurance Company
AIF : Alternative Investment Fund
AIRCSC : All India Rural Credit Survey Committee
ALCO : Asset Liability Committee
ALM : Asset Liability Management
AMFI : Association of Mutual Fund in India.
AMRMS : Audit and Risk Monitoring Mechanism
ANBC : Adjusted Net Bank Credit
AO : Additive Outliers
APBS : Aadhaar Payment Bridge System
AR : Auto Regression
ARC : Asset Reconstruction Companies
ARIMA : Auto-Regressive Integrated Moving Average
ASBA : Application Supported by Blocked Account.
ASSOCHAM : Associated Chambers of Commerce and Industry of India
ATM : Automated Teller Machine
B FULL FORMS
BCBS : Basel Committee on Banking Supervision
BCSBI : Banking codes and standards board of India.
BIRD : Bankers Institute of Rural Development.
BIS : Bank for International Settlements.
BOE : Bill of Exchange
BOI : Bank of India
BOP : Balance of Payments
BOT : Build, Operate and Transfer
BPLR : Benchmark Prime Lending Rate.
BPM5 : Balance of Payments Manual, 5th edition
BPSD : Balance of Payments Division, DESACS, RBI
BR Act : Banking Regulations Act
BSCS : Basel Committee on Banking Supervision
BSE : Bombay Stock Exchange
BSR : Basic Statistical Returns
C FULL FORMS
CA : Chartered Accountant
CAD : Capital Account Deficit.
CAD : Current Account Deficit
CAG : Controller and Auditor General of India
CAR : Capital Adequacy Ratio
CARE : Credit Analysis and Research Limited
CASA : Current and Savings Account.
CBI : Central bureau of Investigation
CBLO : Collateralized Bank Lending Obligations
CBS : Core Banking Solutions
CBS : Consolidated Banking Statistics
CC : Cash Credit
CCEA : Cabinet Committee on Economic Affairs.
CCIL : Clearing Corporation of India Limited
CD : Certificate of Deposit
CDBS : Committee of Direction on Banking Statistics
CDR : Corporate Debt Restructuring
CDRS : Corporate Debt Restructuring
CDS : Credit Default Swap
CECA : Comprehensive Economic Cooperation Agreement.
CEPA : Comprehensive Economic Partnership Agreement.
CF : Company Finance
CFRA : Combined Finance and Revenue Accounts
CGRA : Currency and Gold Revaluation Account
CIBIL : Credit Information Bureau of India Limited.
CII : Confederation of Indian Industries
CMIS : Currency Management Information System
CNP : Card Not Present
CO : Capital Outlay
COB : Corporation Bank
CP : Commercial Paper
CPFF : Commercial Paper Funding Facility
CPI : Consumer Price Index
CPI-IW : Consumer Price Index for Industrial Workers
CR : Capital Receipts
CRAR : Capital to Risk-weighted Assets Ratio.
CRILC : Central Repository of Information on Large Credits
CRISIL : Credit Rating Information Services Of India
CRISIL : Credit Rating and Investment Services India Limited.
CRMD : Credit Risk Management Department
CRR : Cash Reserve Ratio
CSIR : Council of Scientific and Industrial Research
CSO : Central Statistical Organisation
CSR : Corporate social responsibility
CTI : Country Threat Index
CVC : Central Vigilance Commission
D FULL FORMS
DAP : Development Action Plan
DBOD : Department of Banking Operations and Development
DBS : Department of Banking Supervision, RBI
DCA : Department of Company Affairs, (Now known as Ministry of Companies Affairs, MCA) Government of India)
DCB : Demand Collection and Balance
DCCB : District Central Cooperative Bank
DCM : Department of Currency Management, RBI
DD : Demand Draft
DDS : Data Dissemination Standards
DEIO : Department of External Investments and Operations
DESACS : Department of Statistical Analysis & Computer Services, RBI
DGBA : Department of Government and Bank Accounts, RBI
DGCI&S : Directorate General of Commercial Intelligence and Statistics
DI : Direct Investment
DICGC : Deposit Insurance and Credit Guarantee Corporation of India
DID : Discharge of Internal Debt
DMA : Departmentalized Ministries Account
DPG : Deferred Payment Guarantee
DPN : Demand Promissory Note
DRAT : Debt Recovery Appellate Tribunal
DRI : Differential Rate of Interest
DSBB : Dissemination Standards Bulletin Board
DSCR : Debt Service Coverage Ratio
DTAA : Double Taxation Avoidance Agreement.
DVP : Delivery versus Payment
E FULL FORMS
EADB : East African Development Bank
EBRD : European Bank for Reconstruction and Development
ECB : European Central Bank
ECBs : External Commercial Borrowings
ECGC : Export Credit and Guarantee Corporation
ECS : Electronic Clearing System
EDF : Export Development Fund
EDI : Electronic Data Interchange
EDMU : External Debt Management Unit
EDP : Enterpreneurship Development Programme
EEA : Exchange Equalization Account
EEC : European Economic Community
EEFC : Exchange Earners’ Foreign Currency
EFR : Exchange Fluctuation Reserve
EFTPOS : Electronic Funds Transfer At Point Of Sale
EFT : Electronic Fund Transfer
EIB : European Investment Bank
ELSS : Equity Linked Saving Scheme
EMI : Equated Monthly Installments
EPF : Employees Provident Fund
EPFO : Employees’ Provident Fund Organization
EPOS : Electronic Point Of Sale
EPS : Earnings per Share
ESI : Employees' State Insurance
EUR : Euro
EXIM : Export Import Bank of India
F FULL FORMS
FCA : Foreign Currency Assets
FCCB : Foreign Currency Convertible Bond
FCNR(A) : Foreign Currency Nonresident Account
FCNR(B) : Foreign Currency Non-resident (Banks)
FCNRD : Foreign Currency Non-Repatriable Deposit
FDI : Foreign Direct Investment
FEMA : Foreign Exchange Management Act
FERA : Foreign Exchange Regulation Act
FI : Financial Institution
FICCI : Federation of Indian Chambers of Commerce and Industry
FII : Foreign Institutional Investor
FIMMDA : Fixed Income Money Markets and Derivatives Association
FINO : Financial Inclusion Network Operation
FIPB : Foreign Investment Promotion Board
FISIM : Financial Intermediation Services Indirectly Measured
FLAS : Foreign Liabilities and Assets Survey
FOB : Free On Board
FOF : Flow Of Funds
FPI : Foreign Portfolio Investment.
FRA : Forward Rate Agreement
FRBMA : Fiscal Responsibility and Budget Management Act
FRN : Floating Rate Note
FSLRC : Financial Sector Legislative Reforms Commission
FSRASC : Financial Sector Regulatory Appointment Search Commitee
FSS : Farmers’ Service Societies
FWG : First Working Group on Money supply
G FULL FORMS
GAAR : General Anti Avoidance Rule
GDP : Gross Domestic Product
GDR : Global Depository Receipt
GFD : Gross Fiscal Deficit
GFS : Government Finance Statistics
GIC : General Insurance Corporation
GIRO : Government Internal Revenue Order
GLS : Generalized Least Squares
GMS : Gold Monetization Scheme
GNIE : Government Not Included Elsewhere
GNP : Gross National Product
GoI : Government of India
GPD : Gross Primary Deficit
G-Sec : Government Securities
GST : Goods and Service Tax
GSTN : Goods and Services Network
H FULL FORMS
HDFC : Housing Development Finance Corporation
HFT : Held For Trading
HICP : Harmonised Index of Consumer Prices
HO : Head Office
HSBC : Hong Kong and Shanghai Banking Corporation
HUDCO : Housing & Urban Development Corporation
I FULL FORMS
IBA : Indian Bank Associations.
IBRD : International Bank for Reconstruction and Development
IBS : International Banking Statistics
ICAR : Indian Council of Agricultural Research
ICICI : Industrial Credit and Investment Corporation of India
ICMR : Indian Council of Medical Research
ICRA : Indian Credit Rating Agency.
IDB : India Development Bonds
IDBI : Industrial Development Bank of India
IDD : Industrial Development Department
IFAD : International Fund for Agricultural Development
IFC : International Finance Corporation
IFCI : Industrial Finance Corporation of India
IFC(W) : International Finance Corporation (Washington)
IFR : Investment Fluctuation Reserve Account
IFS : International Financial Statistics
IFSC : Indian Financial System Code
IGLS : Iterative Generalized Least Squares
IIB : International Investment Bank
IIBI : Industrial Investment Bank of India
IIP : Index of Industrial Production
IIP/InIP : International Investment Position
IMD : India Millennium Deposits
IMF : International Monetary Fund
IMPS : Immediate Payment Service
IN : India
INR : Indian Rupee
INFINET : Indian Financial Network
INR : Indian Rupee
IOTT : Input-Output Transaction Table
IP : Interest Payment
IPO : Initial Public Offering
IPPB : India Post Payments Bank
IRBI : Industrial Reconstruction Bank Of India
IRDA : Insurance Regulatory and Development Authority of India
IROs : Interest Rate Options
ISCI : International Standard Industrial Classification
ISDA : International Swaps and Derivative Association
ISIC : International Standard Industrial Classification
ISO : International Standards Organization
ITRS : International Transaction Reporting System
IWGEDS : International Working Group on External Debt Statistics
K FULL FORMS
KCC : Kisan Credit Card
KMB : Kotak Mahindra Bank
KVB : Karur Vysya Bank
KVIC : Khadi and Village Industries Corporation
KVP : Kisan Vikas Patra
KYC : Know Your Customer
L FULL FORMS
LAB : Local Area Bank
LAF : Liquidity Adjustment Facility
LAMPS : Large Sized Adivasi Multipurpose Socities
LAS : Loan & Advances by States
LBD : Land Development Bank
LBS : Locational Banking Statistics
LERMS : Liberalised Exchange Rate Management System
LIBOR : London Inter-Bank Offered Rate.
LIC : Life Insurance Company
LS : Level Shift
LT : Long Term
LTCG : Long Term Capital Gains
LTO : Long Term Operation
M FULL FORMS
M1 : Narrow Money
M3 : Broad Money
MA : Moving Average
MCA : Ministry of Company Affairs
MICR : Magnetic Ink Character Recognition.
MIGA : Multilateral Investment Guarantee Agency
MIS : Management Information System
MMSE : Minimum Mean Squared Errors
MoF : Ministry of Finance
MOF : Master Office File
MRM : Monitoring and Review Mechanism
MSF : Marginal Standing Facility.
MSS : Market Stabilisation Scheme
MT : Mail Transfer
MTM : Mark-To-Market
MTN : Medium Term Note
MUDRA : Micro Units Development and Refinance Agency
N FULL FORMS
NABARD : National Bank for Agriculture and Rural Development.
NAC(LTO) : National Agricultural Credit (Long Term Operatiion)
NAIO : Non Administratively Independent Office
NAS : National Account Statistics
NASSCOM : National Association of Software and Services Companies
NBC : Non-Banking Companies
NBFC : Non Banking Financial Companies
NDA : Net Domestic Asset
NDS : Negotiated Dealing Systems
NDTL : Net Demand and Time Liabilities.
NEC : Not Elsewhere Classified
NEER : Nominal Effective Exchange Rate
NEFT : National Electronic Fund Transfer.
NFA : Non-Foreign Exchange Assets
NFD : Net Fiscal Deficit
NGO : Non-Governmental Organization
NHB : National Housing Bank
NIC : National Industrial Classification
NIF : Note Issuance Facility
NNML : Net Non-Monetary Liabilities
NPA : Non-Performing Assets.
NPCI : National Payments Corporation of India.
NPD : Net Primary Deficit
NPRB : Net Primary Revenue Balance
NPV : Net Present Value
NR(E)RA : Non-Resident (External) Rupee Account
NR(NR)RA : Non-Resident (Non-Repatriable) Rupee Account
NRE : Non-Resident External
NRG : Non-Resident Government
NRI : Non-Resident Indian
NSC : National Statistical Commission
NSSF : National Small Savings FundNPD Net Primary Deficit
NPRB : Net Primary Revenue Balance
OCB : Overseas Corporate Bodies
OD : Over Draft
ODA : Official Development Assistance
OECD : Organisation for Economic Cooperation and Development
OECO : Organisaton for Economic Co-operation
OFI : Other Financial Institutions
OLTAS : Online Tax Accounting System
OMO : Open Market Oprations
OSCB : Other Indian Scheduled Commercial Bank
OTCEI : Over the Counter Exchange of India
P FULL FORMS
PACF : Partial Auto-Correlation Function
PACS : Primary Agricultural Credit Societies
PAN : Permanent Account Number
PCARDB : Primary Cooperative Agriculture and Rural Development Bank
PD : Primary Deficit
PDAI : Primary Dealers Association of India
PDO : Public Debt Office
PDO-NDS : Public Debt Office-cum-Negotiated Dealing System
PDs : Primary Dealers
PES : Public Enterprises Survey
PF : Provident Fund
PFRDA : Pension Fund Regulatory and Development Authority
PIN : Personal Identification Number.
PIO : Persons of Indian Origin
PIS : Portfolio Investment Scheme
PNB : Punjab National bank
PO : Principal Office
PO : Probationary Officer & Post Office
PPP : Purchasing Power Parity/ Public Private Partnership.
PRB : Primary Revenue Balance
PRSF : Partial Risk Sharing Facility
PSB : Public Sector Bank.
PSE : Public Sector Enterprises
PUC : Paid Up Capital
Q FULL FORMS
QRR : Quick Review Report
R FULL FORMS
RBI : Reserve Bank of India
RBL : Ratnakar Bank Limited
RD : Revenue Deficit
RDBMS : Relational Database Management System
RE : Revenue Expenditure
REC : Rural Electrification Corporation
REER : Real Effective Exchange Rate
RFC : Residents Foreign Currency
RIB : Resurgent India Bonds
RIDF : Rural Infrastructure Development Fund
RLA : Recoveries of Loans & Advances
RLC : Repayment of Loans to Centre
RMB : Renminbi (Chinese)
RNBC : Residuary Non-Banking Companies
RO : Regional Office
ROA : Return On Investement
RoCs : Registrars of Companies
RPA : Rupee Payment Area
RPCD : Rural Planning and Credit Department, RBI
RR : Revenue Receipts
RRB : Regional Rural Bank
RTGS : Real-Time Gross Settlement
RTP : Reserve Tranche Position
RUF : Revolving Underwriting Facility
RWA : Risk Weighted Asset
S FULL FORMS
SAM : Social Accounting Matrix
SAS : Statistical Analysis System
SBI : State Bank of India
SC : Schedule Caste
SCARDB : State Cooperative Agriculture and Rural Development Bank
SCB : State Cooperative Bank
SCB : Scheduled Commercial Bank
SCS : Size Class Strata
SDDS : Special Data Dissemination Standards
SDR : Special Drawing Right
SEBI : Securities and Exchange Board of India
SEBs : State Electricity Boards
SENSEX : Sensitive Index of Stock Exchange.
SFC : State Financial Corporation
SGL : Subsidiary General Ledger
SGSY : Swarnajayanthi Gram Swarrojgar Yojana
SHGs : Self-Help Groups
SIDBI : Small Industries Development Bank of India.
SIDC : State Industrial Development Corporation
SIPS : Sysetemically Important Payment System
SI-SPA : Systems Improvement Scheme under Special Project Agriculture
SJSRY : Swarna Jayanti Shahari Rojgar Yojana
SLR : Statutory Liquidity Ratio.
SLRS : Scheme for Liberation and Rehabilitiation of Scavengers
SMG : Standing Monitoring Group
SNA : System of National Accounts
SPNS : Shared Payment Network System
SRWTO : Small road & Water Transport Operators
SSI : Small-Scale Industries
SSSBEs : Small Scale Service & Business Enterprises
ST : Schedule Tribe
SWG : Second Working Group on Money Supply
SWIFT : Society for Worldwide Interbank Financial Telecommunication.
T FULL FORMS
TBs : Treasury Bills
TC : Temporary Change
TDS : Tax Deducted at Source
TIN : Tax Information Network ; Telephone Identification Number.
TT : Telegraphic Transfer
U FULL FORMS
UBB : Uniform Balance Book
UBD : Urban Banks Department
UCB : Urban Cooperative Bank
UCN : Uniform Code Number
UCO : United Commercial Bank
UIDAI : Unique Identification Development Authority of India.
UPI : United Payment Interface.
UPIN : Unique Property Identification Numbers
US : United States
USD : US Dollars
USSD : Unstructred Supplementary Service Data
UTI : Unit Trust of India
V FULL FORMS
VC : Venture Capital
W FULL FORMS
WBCIS : Weather Based Crop Insurance Scheme
WCTL : Working Capital Term Loan
WGMS : Working Group on Money Supply: Analytics and Methodology of Compilation
WPI : Wholesale Price Index
WSS : Weekly Statistical Supplement
Y FULL FORMS
YTM : Yield To Maturity
Z FULL FORMS
ZO : Zonal Office
तो ये थी कुछ जरूरी जानकारी अगर इनमे से कोई वर्ड रह गया हो तो कमेंट बॉक्स में टाइप करें । पोस्ट को पढ़ने के लिए आपका धन्यवाद।